When investing in fixed-income products, balancing considerations like safety, liquidity, and income is essential.
'Such stocks may be useful for aggressive portfolios, but should not be part of the core holdings.'
2025 marked a shift in investor preference when it comes to MF schemes.
Fund managers advise conservative investors to cap midcap exposure at 10 to 15 per cent of their equity portfolio.
Dabur's business update for Q3FY26 indicated mid-single digit consolidated revenue growth. The guidance is that growth in operating and net profits will beat revenue growth. In the domestic business, home and personal care (HPC) revenue grew in double digits, while healthcare is likely to post a sequential growth in low-single digits.
'A 20 per cent equity allocation to ESG funds is a good start.' 'As more evidence on ESG performance builds, investors may increase allocations.'
'Grassroots-level corruption, which disrupts the last-mile work, cannot be ignored in your enthusiasm and drive to get going to complete the project.' 'Like it was in MGNREGA, in some states, it is the case with the Jal Jeevan mission.' 'The last minute levels of corruption can ruin the intent of the project itself.' 'When you see that people can game a particular well-intended and well-crafted project, you need to correct that.'
Mutual fund industry extended its bull run in 2025, adding a staggering Rs 14 lakh crore to its asset base and pushing total AUM to a record Rs 81 lakh crore by November, powered by surge in retail participation and record SIP inflows. Venkat Chalasani, chief executive officer of AMFI, told PTI that the industry's outlook remains positive, with steady SIP inflows continuing to offset foreign portfolio investor outflows and strengthening market resilience.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
New investors should not allow themselves to fall prey to FOMO and rush headlong into gold.
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
At present, e-mobike penetration in India is close to negligible, unlike the scooter segment, where electric scooters account for nearly 20 per cent of sales.
Investors seeking higher returns at relatively higher risk should consider allocation to smallcap equity funds.
'A staggered investment approach (using SIP or STP) can help investors benefit from this opportunity while reducing timing risk.'
'For the initial decade, I consistently advise young professionals to prioritise career development and income growth rather than market analysis.'
'Given that India underperformed emerging markets by 28 per cent in 2025, the worst performance in over 30 years, the timing of the sharp STT hike could have been better.'
'A breakout above 158,000 to 160,000 could trigger the next leg higher toward 165,000 to 170,000.'
The continued MF buying has pushed the equity holding of MFs to over Rs 50 trillion for the first time.
Investors must account for currency depreciation in their financial plans and use instruments that can cushion the erosion in purchasing power.
After two years of strong gains, smallcap stocks fell sharply in 2025, but the correction may be setting up opportunities for long-term investors.
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
Indian equities declined on Friday, with the benchmark Nifty posting its worst weekly fall since September, as foreign investor sentiment remained weak amid tepid earnings growth and little progress on the India-US trade front.
Largecap equities are less volatile than mid- and smallcap stocks, making them suitable for risk-averse investors.
Despite recent underperformance, MNC funds have delivered over longer time frames.
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
While investments are typically reviewed annually, risk cover is often left unchanged for years.
'We believe the truth is in the middle, and that India is at an important crossroads.'
'Maintain a balanced approach with a preference for short-to medium-duration funds.'
'We expect modest returns in 2026 versus the steep gains seen over the past few years.'
The ultra-rich invest differently -- embracing growth, compounding, and long-term clarity to build wealth with purpose and discipline, explains Ramalingam Kalirajan.
'We currently have new proposals worth Rs 1.48 trillion in the pipeline.'
From Rs 73k to over Rs 1.2L between January-December 2025 -- is buying gold in 2026 still sensible?
Gold is an excellent asset class for diversification and should be included in all long-term portfolios.
Passive funds appeal to investors seeking to avoid the risk of underperformance by the fund manager and minimise the need for frequent chopping and changing of funds.
Only a limited set of investors should invest directly in corporate bonds.
Rediff explains why the system, not the Budget, is the problem.
'We serve more than 1.2 billion trips annually and have over 1.5 million active earners each month using the platform.'
Only experienced investors with a high risk appetite, a grasp of market cycles, and comfort with volatility and timing risk should invest.
'The net inflows into MF schemes may also have been lower last month, with investors booking profit and taking a more measured approach amid elevated valuations.'
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